company director mortgages

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Welcome to Company Director Mortgages

Specialist
providers of mortgage solutions to the UK  Company Director community
 
We help directors of companies attract quality mortgage financing for their properties every day. As specialist providers to your community we are aware of how your personal situation is unique enough to scare off many high street lenders. You make more money than most people, you may receive your money erratically, you plan your income in a tax-efficient manner and you are probably savvy to the benefits of property investing -- A profile that is enough to put-off most high street lenders... If you are a company director, we are your perfect mortgage partner.

You should be talking to us if any of the following apply.

 

your accounts do not really reflect your up-to-date company position

you can’t provide two or three years accounts

your accounts are constructed to minimise tax payable by showing the least amount of taxable net profit

you are unable to provide evidence of contract renewals over a one or two-year period

it’s hard to prove your income and your income is variable

 

If any of the points above apply...

We will look at the whole market on your behalf and dependent on your current financial profile  we will come up with the best deals that can accommodate your unique circumstances. We can work with you to help you buy your first home, a second home, rental properties, commercial properties or re-mortgages.

Company Director's Limited Status Scheme

Then you might be eligible for the Company Director's Limited Status Scheme, allowing you a maximum loan to value of 80% with no business accounts required. Call us for more information or click here to find out more.

Alternatively, you may need to look at a non-status (also known as a self-certified) mortgage. There is often a higher deposit required and a higher interest rate - but we have access to the best deals so this may not be significantly different to most standard mortgages. And when your situation changes, we can look at re-mortgaging to find you an even better deal to meet your unique needs. 

Many company directors feel more comfortable buying a property than investing in pensions. They feel that this is more under their control as they have an intimate knowledge of their locality. Many company directors also feel a need to protect themselves from their own clearing bank and find a cheaper source of expansion monies. Take a look at our Director mortgage FAQ to learn more about the special opportunities that exist for company directors and the mortgage products that we can tailor to your specific needs.

Whether you are are in the very early stages or need a mortgage fast give us a call or contact us via our simple online quotation form.

If you are not a Company Director but have a similar financial profile... get in touch we can almost certainly help you get that property!
 

Director Mortgages
Free, easy, fast, and with no obligation

We check your needs against hundreds of mortgage deals.

Apply Online Now

company director mortgages


Call us on 0800 3898361

Buy that house today! 

More and more company directors are finding that the standard criteria of most mortgage lenders don't meet their own unique needs.

In short, if you know you can pay a mortgage, but have difficulty proving it in the usual way, you should be talking to us.

Special Features
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Director 
Emergency Mortgages:

Need a mortgage fast?

Call 0800 3898361

9am to 9pm.
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Members of the Council of Mortgage Lenders and of the Credit Bureau. Licensed by the office of fair trading.
Certified by The Mortgage Code Register of Intermediaries. Your home is at risk if you do not keep up repayments on a mortgage or other loans secured on it.
© Avoncourt 2004. Company Director Mortgages is the trading name of Avoncourt Mortgages Ltd, registered in England No. 3097311. Registered Office is at Northgate House,Devizes,Wilts.SN10 1JX: 01380 732611.Head Office Address is 260,North Street,Bedminster,Bristol,BS3 1JA. 0117 907 7477. Avoncourt Mortgages Ltd is authorised and regulated by the Financial Services Authority (FSA reg. 301621). The FSA does not regulate credit cards, personal loans or non regulated mortgage contracts. The FSA will regulate general insurance from 14 January 2005

 © Avoncourt 2005 Terms and Conditions