How can Director Mortgages help you?
Specialist brokers of mortgage solutions to the UK Company Director community
If you’re having trouble getting a mortgage – you’re not the only director having difficulties!
According to moneymagpie.com “It’s estimated that 25% of mortgage requests are turned down.” Even if you can easily afford the mortgage, you could be turned down because you can’t provide the required evidence – such as 3 years’ accounts or P60s — a common situation among the UK director community.
And if you are turned down by one lender, a second lender might then turn you down just because their credit check will show you were turned down elsewhere.
Over 85% of mortgage requests via Director Mortgages are accepted and if we are unable to assist today we can guide as to how to improve your situation moving forward.
As the UK’s online director mortgage introducer, our resident introducers have a close relationship with the majority of the biggest mortgage providers — we understand your needs, we understand their needs; And we can present your individual case in the best possible way.
If a flexible mortgage is important to you, we can tailor mortgages to meet your changing company circumstances. Some lenders will allow you to increase payments or pay lump sums when cash-flow is good and reduce payments or take payment holidays if this were needed.
Our aim is to help you get the mortgage that’s right for you by considering your unique director needs. By helping you prepare your case, we give you the best choice – and provide help and information every step of the way.
We can help you with the following types of mortgage services:
- Residential and Buy to let purchases and remortgages
- Capital raising for any legal purpose
- Lifetime and Equity Release
- Commercial and semi commercial lending
- Both open and closed bridging
- New build and self-build
- Finally through our trusted partner arrangements we can access second charge lenders and more complex and specialist lending as required.
These will in the main be with High Street lenders, covering the full spectrum of fixed, tracker, capped or discounted rates available.
Who are we?
Director Mortgages is the UK’s specialist online mortgage introducer to the UK director morgage community. We have been trading in the Mortgage Brokering business since 1995 and currently help our customers borrow £80 – £100 million pounds of mortgages each year.
Whole of market advice is important because it means you are not restricted to any one mortgage lender, and the advice is impartial. Recommendations will come from all of the lenders in the intermediary market to make sure the mortgage is right for you. And, because of the relationship with these lenders, this can lead to access to many special deals not available direct to the lender.
Director-mortgages is an introducer to Y-not Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) number 536901. Your home could be at risk if you do not keep up repayments on a mortgage, or any debt secured on it. Trading address Birch View, 53 Casterbridge Road, Ferndown, Dorset BH22 8LJ.