Quite often you hear ‘it could never happen to me’ or ‘I’ll sort it out later’. Well the old maxim of “failing to plan is planning to fail” is no better suited than to ignoring crucial decisions on protection.

The insurer AIG believe 1 in 6 persons die before attaining retirement age.

As one would imagine, there are many types of Protection Policies to choose from. Finding the one that provides adequate cover and the right protection is not as easy as you may think. The two key questions to address with any insurance are firstly what the cover is for and secondly who the cover is for. We can help you find the policy that best meets your requirements today and provide ongoing advice to make sure of the continuing suitability.

Specific for Company Directors did you know of or have you heard about Relevant Life insurance and how this could save to 49% on the cost of your personal life insurance premiums?

Indeed have you heard of succession planning for the business or how legally binding contracts will be honoured or compensated for by your business in your absence either for a short time or for good.

Contact Tim Rainey at to find out more